INVESTMENT IN SECURITIES MARKET ARE SUBJECT TO MARKET RISKS. READ ALL THE RELATED DOCUMENTS CAREFULLY BEFORE INVESTING.

I. Introduction & Acceptance

This Website and the information provided herein are issued by PMS FINTECH PRIVATE LIMITED (“PMSBAZAAR.COM” & “AIFBAZAAR.COM). By accessing or using these Websites, the User acknowledges and accepts this Disclaimer in full. Any User who disagrees with any part of this Disclaimer must refrain from using these Websites. Use of these Websites implies that the User accepts the exclusions, limitations of liability, and other terms contained herein and confirms that they are reasonable.

Users are responsible for ensuring their eligibility to access and use these Websites based on country of residence, citizenship, and regulatory restrictions.

II. Investor Eligibility & Country/Citizenship Restrictions

1. Domestic Investors: Indian citizens/residents may access SEBI-regulated Domestic Portfolio Management Services (PMS) & Alternative Investment Funds (AIF) products.
2. NRIs / Overseas Investors: Only GIFT City-eligible PMS & AIF products may be accessed. Access to Domestic PMS/AIF products may be restricted or prohibited for NRIs/Overseas Investors.
3. Users are solely responsible for compliance with all applicable laws and regulations in their country of residence, including foreign exchange, securities, or tax laws.

III. Access to Dedicated AIF Platform

PMSBAZAAR.COM operates a dedicated website, AIFBAZAAR.COM, specifically for Domestic AIFs. Access to AIFBAZAAR.COM is restricted to registered users of PMSBAZAAR.COM. By using PMSBAZAAR.COM, Users acknowledge that:

• Access to both PMSBAZAAR.COM and AIFBAZAAR.COM is subject to eligibility requirements for Domestic PMS, Domestic AIFs, or GIFT City PMS/AIFs.
• Users must ensure compliance with all applicable laws, regulations, and eligibility criteria for the respective products.
• All information on both platforms is provided for general informational purposes only. PMSBAZAAR.COM (PMS FINTECH PRIVATE LIMITED) does not act as a distributor, advisor, or intermediary unless explicitly stated.
• Users accessing either platform assume all risks, responsibilities, and consequences of their investment decisions, including those related to regulatory compliance, suitability, and risk disclosures.

IV. Purpose of Information & No Offer / No Solicitation

• Information on this Website is intended to provide Users with general information about PMS, AIFs, portfolio strategies, and financial products.
• Nothing on this Website constitutes: (a) Investment advice (b) An offer to sell or solicitation to buy (c) An invitation to subscribe to any PMS or AIF product or any Financial products.
• PMS and/or AIF units can only be subscribed to through private placement and after completing mandatory documentation as per applicable Indian regulations.
• Users must obtain independent financial, legal, accounting, and tax advice before making any investment decision.
• By choosing to register for or attend any free or paid educational events, seminars, summits, or similar programs conducted by us-whether independently or in association with Portfolio Management Service (PMS) companies, Alternative Investment Funds (AIF), or any other financial services entities - you expressly consent to being contacted by us and such associated entities. This may include communication for updates, marketing, and promotional information regarding their products, services, or offerings.

V. Accuracy of Information & Third-Party Data

• Information on PMSBAZAAR.COM may include data sourced from AMCs (including PMS/AIF/FME etc.,), factsheets, SEBI disclosures, public filings, databases, or distributor communications.
• PMSBAZAAR.COM does not independently verify, audit, or guarantee the accuracy, completeness, timeliness, or suitability of such information.
• All information is provided on an “as-is” basis and is subject to change without notice.
• PMSBAZAAR.COM may display certain “Derived Data,” defined as any output developed from the original data that cannot be reverse engineered to recreate or disclose the original data. Such Derived Data may include, for example, computed ratios, performance indicators, aggregated statistics, trend analyses, scoring models, categorisations, or other analytical outputs created using standard methodologies. Derived Data may be created in the ordinary course of PMSBAZAAR.COM’s operations and in accordance with industry best practices.
• The performance data published on this website is compiled independently from publicly available or voluntarily provided information. It is not reviewed, validated, or certified under any regulatory performance-reporting framework applicable to Portfolio Managers.
• Nothing on this website should be interpreted as representing compliance with any specific regulatory methodology, valuation standard, or benchmarking requirement for Portfolio Manager performance.
• This website is an independent information platform, and the data presented is for general informational purposes only. It should not be construed as regulated financial reporting, investment advice, or a substitute for official disclosures made by Portfolio Managers to SEBI, APMI, or their clients.
• PMSBAZAAR.COM is not liable for any loss arising from reliance on third-party data, Derived Data, errors, omissions, delays, or inaccuracies, or from actions taken based on Website content.

VI. Risk Disclosures & Performance

• Investing in PMS and AIF products involves significant risks, including but not limited to: (a) Loss of capital, high volatility, and market risks (b) Illiquidity, lock-in periods, and high minimum investment requirements (c) Leverage (especially in Category III AIFs) and concentrated investment strategies (d) Subjective valuations of unlisted securities (e) No guaranteed returns or income distributions
• Past performance, historical NAVs, back-tested data, modelled results, or illustrations do not indicate, guarantee, or assure future performance.
• Users must not solely rely on Website information to make investment decisions.

VII. Suitability & Individual Responsibility

• The Website does not take into account individual financial circumstances, goals, or needs.
• Users are solely responsible for evaluating the suitability and appropriateness of any PMS or AIF product and are strongly advised to seek guidance from a SEBI-registered Investment Adviser prior to making any investment decision.
• Suggestions, indications, or illustrative scenarios on the Website are non-binding and not investment advice.
• PMSBAZAAR.COM assumes no liability for decisions made solely on Website content.

VIII. Conflicts of Interest

• PMSBAZAAR.COM or its associate companies may receive commissions, referral fees, or other compensation from AMCs or AIF managers.
• Such compensation may influence the positioning or presentation of products on the Website.
• Users acknowledge and accept the potential for conflicts of interest.

IX. No Warranties

• The Website is provided “as-is” without any express or implied warranties.
• PMSBAZAAR.COM does not guarantee: (a) Accuracy, reliability, completeness, or timeliness of content (b) Merchantability or fitness for a particular purpose (c) Uninterrupted access or non-infringement
• PMSBAZAAR.COM is not liable for indirect, incidental, consequential, special, punitive, or exemplary damages, including loss of profits, data, or business opportunities.

X. Third-Party Websites

• Users may link to third-party Websites from PMSBAZAAR.COM.
• PMSBAZAAR.COM does not endorse or assume responsibility for content, accuracy, or availability of third-party sites.
• Users access such sites at their own risk.

XI. Intellectual Property Rights

• All content — text, design, graphics, data, logos, software, and layout — is the exclusive property of PMSBAZAAR.COM.
• Reproduction, modification, distribution, or display of Website content without prior written permission constitutes intellectual property infringement.

XII. Website Availability & Harmful Components

• PMSBAZAAR.COM strives to maintain smooth Website operations but does not guarantee uninterrupted access.
• The Website may be temporarily unavailable due to technical issues, maintenance, or factors beyond PMSBAZAAR.COM’s control.
• While precautions are taken, PMSBAZAAR.COM does not guarantee that the Website is free from viruses, malware, or harmful components. Users should use updated antivirus software and cyber-security measures.

XIII. Indemnification

Users agree to indemnify, defend, and hold harmless PMSBAZAAR.COM from any losses, liabilities, claims, damages, or expenses arising from: (a) Misuse of the Website (b) Breach of this Disclaimer (c) Reliance on Website information

XIV. Breach & Consequences

Upon breach of these terms, PMSBAZAAR.COM may take actions deemed appropriate, including: (a) Restricting or suspending Website access (b) Blocking IP addresses (c) Notifying Internet service providers (d) Initiating legal proceedings

XV. Amendment to Disclaimer

• PMSBAZAAR.COM reserves the right to amend or update this Disclaimer at any time without prior notice.
• Continued use of the Website constitutes acceptance of the revised Disclaimer.

XVI. Entire Agreement

This Disclaimer, together with the Privacy Policy and Terms & Conditions, constitutes the complete agreement between PMSBAZAAR.COM and Users regarding Website use, superseding all prior agreements.

XVII. Governing Law & Jurisdiction

• This Disclaimer is governed by and construed in accordance with the laws of India.
• All rights and obligations. differences and disputes under this disclaimer shall be subject to the exclusive jurisdiction of the competent courts in Chennai, India.

XVIII. Limitation of Liability

All information, data, and content provided on this website are for general informational purposes only. While we strive to ensure accuracy and reliability, we make no guarantees regarding completeness, timeliness, suitability, or validity of any information presented. Under no circumstances shall we, our partners, affiliates, or associated entities be liable for any direct, indirect, incidental, consequential, or special losses or damages arising from your use of the website, reliance on its content, inability to access the website, or participation in any services or events connected to it. You agree that your use of the website is entirely at your own risk.